[MD] Where does DQ end and SQ begin and SQ end and DQ begin? It's all bananas isn't it?

[Craig Erb]

"There must always be a discrepancy between concepts and reality, because the former are static and discontinuous while the latter is dynamic and flowing." (William James)
[dmb]
> That's it, just two elements: concepts and reality.
This quote only mentions two elements, but that doesn't mean there are "just two elements".
IMHO concepts and reality are not the primary distinction in the MoQ.  That would be DQ/sq.
Within sq there are concept spov and non-concept spov.
 
[dmb]
> Banana is a word, a concept, a static pattern DERIVED from experience.
 
A banana is a biological spov, not a word (see use/mention distinction: mice have 4 legs; 'mice' has 4 letters.)
There is a word 'banana' that is a 4th level spov, but it is not edible.
Craig